July 13, 2017
March of Dimes highlights drastically higher costs of having a baby under the Senate health care plan
The analysis confirms that removing maternity coverage from plans could cause the cost of having a baby to skyrocket from $4,100 to $15,000 and also subject a new mother to unlimited out-of-pocket expenses if there are complications during birth; meanwhile, a maximum of only $10 a month in premiums would be realized. Women who do want to buy maternity coverage could see premiums increase by 25 percent to 70 percent if maternity care is no longer considered an essential health benefit.
"The March of Dimes believes all pregnant women need affordable health care to have full-term pregnancies and healthy babies," says Stacey D. Stewart, president of the March of Dimes. "Our study shows that the cost of having a baby could escalate drastically under the changes proposed in the Senate health care bill ? and that's for having a healthy baby. If a woman has pregnancy complications, or the baby is born sick or prematurely, health care costs could skyrocket even further."
The changes proposed by the Senate could return the individual health insurance market to the pre-2010 status quo, when maternity care was excluded from most plans or offered only as a costly rider. Prior to the Affordable Care Act's requirement that all plans cover maternity and newborn care, only 13 percent of plans did so routinely.
"We need to do more to prevent preterm birth because it's the leading cause of death among babies in this country, and can lead to long-term health problems and lifelong disabilities," Ms. Stewart says. "But in fact, federal government data released in July show that preterm births actually are on the rise. There was an alarming 2 percent increase in the preterm birth rate between 2015 and 2016. Now is not the time to make it more expensive for a woman to get the prenatal care she needs for her own and her baby's health."
"These policy issues being considered by Congress are a matter of life and death for millions of American families. The March of Dimes calls upon all U.S. Senators to reject the Better Care Reconciliation Act and go back to the drawing board to produce legislation that will support the needs of mothers, babies and families," Ms. Stewart says.
The March of Dimes is the leading nonprofit organization for pregnancy and baby health. For more than 75 years, moms and babies have benefited from March of Dimes research, education, vaccines and breakthroughs. For the latest resources and health information, visit our websites marchofdimes.org and nacersano.org. If you have been affected by prematurity or birth defects, visit our shareyourstory.org community to find comfort and support. For detailed national, state and local perinatal statistics, visit peristats.org. You can also find us on Facebook or follow us on Instagram and Twitter.
SOURCE March of Dimes]]>